What Information We Hold and Why
When you open an account, we collect the details you submit — your name, contact information, and the e-wallet identifier you register (DANA number, OVO number, or GoPay-linked mobile number). We use this to verify your identity, process deposits and withdrawals, and send you account-related communications.
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We do not store your full wallet PIN or password at any point. When you make a transaction, your payment app handles authentication on its side; we only receive a transaction reference to confirm the transfer cleared. We also collect session data — device type, browser,
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and connection — to keep your account secure and to detect unusual access attempts. For example, if a login originates from a new device in Bekasi, our system flags it for an additional OTP step. We retain your account data for as long as your account
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is active and for the period required under applicable rules in the regions where our service is available. Access to this service depends on local law and is available only where local law permits. We do not share personal data with advertisers. Limited data may be
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shared with payment processors — DANA, OVO, GoPay — solely to complete your transactions.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.